BINA AFFILIATE PROGRAM
Affiliate Program Terms
Last updated: 30 September 2026
20%year one, Affiliate on a paid plan (10% without)
Halfof the year-one rate in year two
RM 50minimum payout
14 dayscommission hold
How it works
BINA appoints Distributors. Anyone who registers through a Distributor's referral link is that Distributor's Affiliate. An Affiliate applies (IC/SSM and bank details) for a referral link of their own; once BINA approves it, the Affiliate earns a cut of every payment from users who register through that link, for up to two years.
Commission
All rates are a share of the amount the payer was charged, including tax.
- Affiliate, on their users' bills: 20% in year one while the Affiliate is on a paid plan when the user pays, 10% when not.
- Distributor, on the same bills: 10% in year one when the user's Affiliate is subscribed, 5% when not.
- Distributor, on an Affiliate's own bill: 10% in year one, while that Affiliate has no paying user.
- Year two pays half of each year-one rate. From year three, nothing.
- Years count from each payer's first paid bill and never pause or reset. A trial doesn't count as a paid plan.
- Yearly plans are split by month, and each month is rated by the year it falls in.
Payouts
- Commissions unlock 14 days after the payment (refund window). Refunded payments don't count; a refund after payout is deducted from your next payout, so your balance can go negative until it is recovered.
- Minimum payout: RM 50. Paid via DuitNow to your Malaysian bank account — contact us to withdraw.
Rules
- Your referral must sign up in the same browser they opened your link in, and must register within 60 days of opening the link — after 60 days the referral expires and is no longer attributed to you. The last valid link they open wins; attribution is locked at registration and never changed later.
- A suspended Affiliate earns nothing while suspended, with no back pay after reactivation.
- No self-referral — accounts sharing your email or phone don't count.
- No spam, fake accounts, or passing yourself off as BINA. Fraud voids commissions and ends your access.
- We may adjust rates or close the program; earned commissions stay payable.